Massage Therapy Insurance

Massage therapy insurance is liability insurance that protects the massage therapist and/or a massage business against lawsuits and malpractice claims, in the event he or she is sued.

You can always take the risk of not purchasing insurance, but you may be taking a major chance. You, your business and your family would be much safer with liability insurance.

Most therapists would highly recommend you not take chances and choose to not be covered with massage therapy insurance. It will protect you, your family, your clients and your business.

Massage liability insurance plans often include professional liability (malpractice), general liability (trip and fall) and product coverages (reaction to a product you have used).

Most massage therapist insurance programs offer liability protection at $2 million dollar coverage per occurrence per year.

Learn About The Primary Massage Therapy Insurance Associations


American Massage Therapy Association (AMTA) offers a great benefit package for therapists.

Benefits include:

  • 2 million per occurrence/$6 million aggregate for professional liability, general liability, products coverage and personal injury
  • Educational resources
  • Informative publications
  • Free "Build your own website"
  • Discount code for supply sources
  • Free "Find a Massage Therapist" service
  • Free"Massage Therapy Journal" subscription
  • Free "Hands-On" Newsletter
  • Discounted CE classes
  • Optional Insurances at Affordable Prices

AMTA provides tools to help you keep up-to-date on regulations, services, modalities and techniques, as well as the ability to keep you connected with peers and your clients!


Associated Bodywork & Massage Professionals (ABMP) offers great massage liability insurance with great value for coverage.

Benefits Include:

  • Aggregate coverages of $3 million professional liability (malpractice), $3 million general liability (slip and fall), and another $3 million products liability (for example, adverse reaction to a lotion)
  • Up-to-date information on regulations and laws affecting your practice
  • Offers a client referral service
  • Social media forums
  • Customized marketing- allowing you to create your own newsletter or brochure

Visit for more information about becoming a member!

Whichever coverage you choose, choose it carefully.

Read all benefits and decide what options are best for you and your business.

Ask for opinions from other therapists as to when and why they chose their insurance plan.They may offer information on benefits that you have not thought about.

Call AMTA or ABMP to ask questions if there are things you do not understand. They are both always willing to answer your questions or address any concerns you may have.

Go back to Massage Education Guide Homepage from Massage Therapy Insurance

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