Massage therapy insurance is liability insurance that protects the massage therapist and/or a massage business against lawsuits and malpractice claims, in the event he or she is sued.
You can always take the risk of not purchasing insurance, but you may be taking a major chance. You, your business and your family would be much safer with liability insurance.
Massage liability insurance plans often include professional liability (malpractice), general liability (trip and fall) and product coverages (reaction to a product you have used).
Most massage therapist insurance programs offer liability protection at $2 million dollar coverage per occurrence per year.
Learn About The Primary Massage Therapy Insurance Associations
American Massage Therapy Association (AMTA) offers a great benefit package for therapists.
AMTA provides tools to help you keep up-to-date on regulations, services, modalities and techniques, as well as the ability to keep you connected with peers and your clients!
Associated Bodywork & Massage Professionals (ABMP) offers great massage liability insurance with great value for coverage.
Visit ABMP.com for more information about becoming a member!
Whichever coverage you choose, choose it carefully.
Read all benefits and decide what options are best for you and your business.
Ask for opinions from other therapists as to when and why they chose their insurance plan.They may offer information on benefits that you have not thought about.
Call AMTA or ABMP to ask questions if there are things you do not understand. They are both always willing to answer your questions or address any concerns you may have.